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PropNex Realty · CEA R067207F

Hi, I'm Melvin.
Let's make your home work for you.

I help Singapore families sell, buy and upgrade with clear numbers and honest timelines. No pressure, no jargon, and no pitch you did not ask for.

First conversation is free I reply personally, usually same day No obligation to work with me
Melvin Lau, Singapore property strategist
Melvin Lau Property strategist, PropNex. 15 years guiding families through big decisions.
Top 30PropNex producer
$1.2MLargest cash surplus unlocked for a client
15+Years serving clients
Fit firstRight move, or no move at all
Melvin Lau

My story

A strategist first.
A salesperson never.

I bought my first home in 2021, and I wish someone had shown me years earlier that I could afford to own instead of rent.

I rented private residential for eight years. In all that time, not one agent sat me down and ran the numbers with me. So I ran them myself: price trends, growth, what I could actually afford. It changed everything for my family.

That is why I do this work. Too many Singaporeans assume they need a million dollars in cash to own a home. Most of them do not. What they need is someone who will map the numbers honestly, and tell them when the answer is to stay put.

Before property, I spent 15 years building a wedding photography company, which I still run today. Guiding couples through the biggest day of their lives taught me how to guide families through the biggest purchase of theirs, with patience and a long view.

Melvin Lau

How I help

Three ways we usually work together

Every engagement starts with a free, no obligation conversation. Your situation first, numbers second, and a recommendation only after both.

01

Selling at your best realistic price

Priced on evidence, marketed properly, and negotiated by someone who does not flinch.

  • Cinematic home tours, filmed by my own production team
  • Active digital marketing, not a passive portal listing
  • Valuation anchoring and a precise pricing strategy
02

Buying with clarity, not anxiety

You will know what you can afford, and why, before you step into a single viewing.

  • A full check of your cash, CPF and loan position
  • Shortlists built from transaction data, not gut feel
  • Negotiation handled with a strategist's discipline
03

Asset progression that does not overstretch you

A plan for the next property, and the ones after that, with the risks said out loud.

  • HDB, EC or private, compared side by side on your numbers
  • Dual track sell and buy timelines, properly structured
  • A conservative road map you can actually sleep on

Strategy, not chance

The right move is measured twice, then made once.

Real outcomes

Same income. Different outcome.

Real households and real numbers. This is the difference between a transaction and a strategy.

Young couple · 31 & 30

Daniel & Avril

Combined income $8,000 a month

Their original planSell their newly MOP 4 room BTO and buy a 5 room HDB.
  • Upgraded to a 3 bedroom condominium instead
  • Did it without touching their savings

A second property now in sight

Upgraders · 42 & 38

Elijah & Sophia

Combined income $12,000 a month

Their original planSell their 4 room HDB and buy an EC.
  • A 3 bedroom condo home, plus a 1 bedroom investment
  • Rental income from the 1 bedder covers part of the cost

$180,000 cash reserve kept

Retirees · 66 & 65

Rayson & Elissa

Right sizing for retirement

Their original planStay in their 7th year EC forever.
  • Sold the 4 bedroom EC at the right moment
  • Right sized into a comfortable 4 room flat

$1.2M cash surplus unlocked

Every household is different. There is no hidden formula and no grand promise here. I look at your situation first, then build a plan around it. The first conversation costs you nothing.

Behind the work

This is what the work actually looks like

No stock photography. Real appointments, real clients, and the occasional award for keeping at it.

Melvin with a client at an HDB resale appointment
Sitting in on a client's resale appointment at HDB Hub. Most of this job happens in rooms like this one.
Melvin with clients at HDB Hub
With clients at HDB Hub. The paperwork days matter as much as the viewing days.
Melvin receiving the PropNex Silver Growth Award
PropNex Silver Growth Award. Nice to have, though the numbers above matter more.
We did not expect to sell our house overnight, and the contra went through so smoothly. Melvin got our HFE expedited and approved easily, after we had waited three months on our own.
Gavin, seller and upgrader

The first session

What our first 90 minutes look like

Most clients tell me it is the clearest financial conversation they have had about their home.

01

Where you stand

A precise picture of your cash, CPF and loan position, and what you can safely afford.

02

What the market says

HDB against EC against private. Freehold against leasehold. New launch against resale, on real data.

03

The actual numbers

Your sale proceeds, the payment breakdown on the next place, and a timeline that holds together.

04

Your road map

A conservative long term plan, including the option of staying exactly where you are.

The long view

Your home should work as hard as you do. Most people never ask it to.

Free valuation report

What could your home sell for today?

Before you list, refinance or upgrade, it helps to know exactly where you stand. I prepare the report myself and send it to your WhatsApp.

  • Indicative selling price. What your unit could realistically fetch today.
  • Recent comparables. Actual transactions in your block and estate.
  • Estimated sale proceeds. After loan, CPF refund and costs.
  • Upgrade feasibility. What your equity could unlock next, if anything.

Takes 30 seconds. Your details go straight to me on WhatsApp, never to a database or a call centre.

Journal

Plain answers to the questions I get asked most

Read all articles →

Get in touch

Start with a question.
No commitment needed.

Send me anything you are wondering about, even if you are two years away from moving. I would rather you ask early than guess.

WhatsApp+65 8826 9398
Emailmelvin@multifolds.com.sg
CEA reg.R067207F · PropNex Realty

This opens WhatsApp with your message ready to send. I reply personally, usually the same day.